CDs, gold, dollars — or the EGX?
Put an amount in a year and see what it would be worth today — in nominal terms and in real terms after inflation. EGP 100 growing to 300 isn't a gain if prices grew 4x.
Why real returns, not nominal
A pound today buys less than a pound did a few years ago, so a number that grew on paper can still have shrunk in what it actually buys. This tool always shows both: the nominal figure — the headline amount — and the real figure, after inflation. When prices roughly quadruple, EGP 100 turning into EGP 300 is a loss in purchasing power, not a gain. Only the real number tells you that.
What each option means
EGP deposit
A one-year fixed certificate, rolled each year at that year’s best available rate.
USD deposit
Held in dollars, earning USD interest, then converted back to pounds — so it captures the rate and the currency move together.
Gold
Local 21-karat gold at the prices buyers actually paid — including the parallel-rate premium of 2022–23.
The EGX30
The main Egyptian Exchange index, end-of-year level, as a stand-in for the broad market.
Data note: FX, EGX30 and inflation series are verified against CBE/EGX/CAPMAS figures; the EGP and USD deposit-rate series and the pre-2024 gold series are best-effort archival reconstructions (±5%). The dollar option is modelled as a USD deposit — it earns USD interest and is then converted back to pounds. Gold values for 2022–23 reflect actual local market quotes, which embedded the parallel-rate premium.
What won in the past won't necessarily win next. That's why we work in probabilities, not rear-view mirrors — see the distributions.
Weighing a single name rather than an asset class? The position sizer takes the levels we already publish for any covered stock — the chart supports, the simulated percentiles, the level where our case breaks — and works out what a position sized against each of them would actually put at risk.