DFM:EMAARDEVupdated

Emaar Development PJSC

Fundamental — what it's worthbottom-up fair value
Lens 1 of 3Fundamental analysis — what is it worth?

Built up from net cash, the present value of the roughly AED 125bn sold backlog and a haircut land bank — with no terminal value on the finite build-to-sell development legs — what is it worth?

Is it cheap or expensive right now?

Latest price vs our fair value. A comparison, not a recommendation.

What it's worth — four lenses

Four independent valuation methods, blended into one weighted central fair value.

Valuation lensPer share (AED)Weight
RNAV / split sum-of-the-parts (primary)17.5640%
Going-concern DCF (FCFF, exit-multiple terminal)18.4320%
Relative multiples (blended, floor)15.7515%
Property-cycle earnings16.8825%
Weighted central fair value17.29+21% vs spot

The RNAV builds from ~AED 20bn of net cash plus the present value of the ~AED 125bn sold backlog and a haircut land bank, less overhead — with no terminal value on the finite development legs. The swing factors are the Dubai property cycle, the sustainable development margin and the net-cash mark. A naive Gordon-perpetuity DCF would imply ~AED 27 (disclosed, not used). Full detail and the four lenses are in the study and the open model.

Technical & price structuretrend, momentum, key levels
Lens 2 of 3Technical analysis — what is the chart doing?

Trend, momentum and key levels — what is the price doing now?

6.610.113.717.220.8 Q3 24Q4 24Q1 25Q2 25Q4 25Q1 26Q3 26
Price 50-day MA 200-day MADaily close · last 500 sessions to 3 Jul 2026

What the chart says

In plain terms: EMAARDEV trades about 21% below our weighted central fair value — modestly-to-clearly undervalued, though the tape has corrected ~30% from its AED 20 high and is consolidating. It is a near-pure Dubai build-to-sell developer, ~85% owned by parent Emaar Properties — the malls and hotels sit in the parent, not here. Record FY2025 — AED 71.1bn of sales at a ~56% pre-tax margin, an AED 125bn sold backlog, ~AED 20bn of net cash and a 100%-of-par dividend — with the value resting on an RNAV that adds net cash to the present value of that backlog and a haircut land bank, carrying no terminal value on the finite development legs. The bull case (~AED 22.76) is the Dubai cycle holding and the development margin normalising gently; the cautious case (~AED 12.88) is the 2026-27 supply wave arriving and the margin normalising faster than assumed. What moves it is the Dubai property cycle, the sustainable development margin and the net-cash mark — not a recurring-portfolio multiple.

Key levels

Volatility & where the case breaks

Typical daily moveRoughly how far the price swings in an average day (based on a measure called ATR). Bigger means choppier.~2.3%
Monte Carlo — where could the price go?near-term price paths
Lens 3 of 3Monte Carlo — where could the price go?

50,000 simulated futures — near-term price paths, independent of the fundamental value.

The 5th–95th and 25th–75th percentile bands from the 50,000-path simulation. Static and pre-computed — independent of the fundamental levers above.

The exact percentiles

The 5th / 25th / middle / 75th / 95th outcomesLine up all 50,000 outcomes low to high — these are the values at the 5%, 25%, 50%, 75% and 95% marks., from 50,000 paths.

TimeframeRare low (5%)25%Middle75%Rare high (95%)

What drives the odds

50,000 paths, 16 forces: US/Fed rates via the dirham peg, Dubai residential & off-plan absorption, DFM / foreign-flows beta, oil / GCC liquidity, population & golden-visa demand, the 2026-27 supply / handover pipeline and construction cost / development margin — plus event forces: Q1-2026 results, a new master-plan launch / sell-out, strong backlog conversion, a Dubai supply / handover signal, a dividend / capital-return surprise, a land-acquisition / pipeline add, a rating action, a Dubai property correction, a Fed higher-for-longer shock, a regional risk-off, and index / flow rebalancing. Details in the methodology.

Peer set & risks

Where Emaar Development sits in its markets

EMAARDEV is a near-pure Dubai build-to-sell developer — the malls and hotels sit in the parent, Emaar Properties. Rivals trade in different currencies and aren't directly value-comparable, so this is a competitive map, not a price table.

ArenaEmaar's positionMain rivals
Dubai master-developer (build-to-sell)#1 — dominantAldar · DAMAC · Nakheel · Meraas
Off-plan launches & absorptionMarket leaderDAMAC · Nakheel · Sobha
Dubai land bank~305m sqftNakheel · Meraas · Dubai Holding
Sold backlog / pipeline~AED 125bnAldar · DAMAC
Balance sheet~AED 20bn net cashmost peers carry net debt
Parent / ownership~85% Emaar Properties— malls & hotels held in parent

The investment debate turns on the Dubai property cycle, the sustainable development margin and the pace of backlog conversion — not a recurring-portfolio multiple. Competitive map, not advice.

About this series & how we build these

Want the full study and the spreadsheet?

Full write-up plus the editable Excel model.

Found a flaw? Attack the model

Sent straight to info@testahil.com — we fix confirmed flaws in public.

Open the study (PDF) Open the model (Excel)

The full study (PDF) and Excel model are available on a computer.

Edition: 01 Jul 2026. Older editions stay in the Library.

Compare EMAARDEV vs peers →What kept its value? →